Gregory M. Sloan, CLU®, ChFC®, Licensed Insurance Representative

A partner on high-risk files

I'm Gregory M. Sloan, CLU®, ChFC®, Licensed Insurance Representative. I partner with licensed agents and advisors on high-risk files. Carriers decide coverage.

My work is pre-application underwriting guidance for complex cases — medical histories, multiple impairments, and files that need a measured carrier path. I do not issue coverage and this site is not a quote engine.

How I work a file

Every case is unique. I take time to understand the underwriting questions on the table — diabetes, heart conditions, cancer history, and other complex medical situations — then share guidance on which carriers' underwriting guidelines may fit.

You keep the client relationship. I bring case-level underwriting work and carrier relationships. Final decisions rest with the carrier.

Why agents partner here

  • Specialized work in high-risk life insurance underwriting
  • Carriers with different underwriting guidelines
  • Case guidance tailored to the file
  • Years of experience on difficult files
  • Carriers decide coverage. This is not a quote engine.

Ready to talk through a file?

If you are a licensed agent or advisor with a challenging case, start with a consultation request.